Factoring & Finance

Receivable Financing

Hilldun understands that your business may not grow or maintain its competitive edge if your cash flow needs are not met. We provide you with cash immediately after you ship, so you do not have to wait 45 to 60 days (or longer) for your money. This program acts as a flexible line of credit that fluctuates with your accounts receivable; as your business grows, your need for cash grows and our line of credit will increase with your needs.

Credit Protection

Hilldun will check the credit of your stores and take the risk that if they do not pay, we will pay you. So you can build your business around good stores and keep your losses to a minimum.

Accounts Receivable Management

Hilldun can save you time by handling all your collections and getting your money faster. Hilldun’s collections are done in a professional, strategic manner that will only enhance your relationship with your customers. Who wants to ask for an order one day, and call regarding past due invoices the next? Your customers know that if they do not pay us, they will damage their credit and many other suppliers will stop extending them credit.

Letters of Credit, Credit Guarantee and PO Funding

Hilldun can provide funding up and above advances against receivables, typically against confirmed purchase orders. This additional funding especially helps our clients in between heavy shipping periods to purchase more goods than they would be able to with only advances against receivables.
Purchase order funding can be done in the following ways:

Letters of Guarantee

Generally for purchase of domestic production. When our client is unable to qualify for credit terms from their suppliers on there own, we use Hilldun’s credit to qualify for terms.

Over Advances

Hilldun will increase the advance against receivables to 100 to 150% to help with seasonal production needs.